"Do you ever lie awake at night, worrying?"

This was asked by a young girl in the class I spoke to in September 2015. I answered "only every night!". She asked what about. "Hmmm....everything."

I was only half joking about that. If I've sent someone a message just before I go to bed, and they haven't replied, I'll panic, worrying if I've offended them...when the reality is they've probably gone to bed, considering it's generally 3am when this happens!

There are nights I'll go to bed and convince myself I'll never be able to get a job, be it a "real job" (whatever that means!) or starting my own business doing something I love. Nights like this inevitably lead to me looking at my bank balance and thinking "I'm going to be in debt for the rest of my life", regardless of whether I'm £50 into my overdraft or I've maxed out my overdraft entirely.

There are nights I'll go to bed and think "am I actually reaching anyone with these blog posts!?"

When I have a "blog post invisibility panic", it's generally followed by a PM or tweet thanking me for one I've just written.

So yes, I worry at night. I've been worrying at night for years. I'm not even sure if it's entirely the product of anxiety, or if it's largely just who I am - if my brain is just built to worry.

Regardless of the reason, the worst thing you can do is worry about worrying. Without wanting to sound like too much of an adult about it - the best thing you can do is accept the situation and go to sleep. If you wake up in the morning and you're still worried, then work on it. Create a financial plan, ask your friend if you said the wrong thing, share your blog posts far and wide, ask for feedback. Trying to do all this when you're tired is not the best course of action.

On that note, if anyone wants to give me feedback on my posts, feel free to tweet me @meganhaste!